What Are My Liability Limits In My Car Insurance? Bodily Injury Limits can be difficult to understand for some people, so we are going to break it down here. In Oregon, the minimum Liability Limit a driver can have in their insurance policy is 25/50/20. So what does that mean, exactly? The first number, 25, […]
Why Liability Limits Are Important
What Is My Insurance Score?
Why are my rates so much different from my Neighbor? This is a question I hear regularly when discussing insurance options with clients and potential clients. People find it hard to understand if they have a clean driving record and an older car, why their insurance rates keep going up, or are more expensive than […]
Does My Insurance Cover Water In My Basement?
A flooded basement is one of the most ambiguous insurance situations a homeowner can find themselves in. Some situations are covered by home insurance, while others require a special type of coverage like flood insurance or an endorsement. Below we discuss the most common ways your basement can flood, which type of insurance you would […]
Why “Full Coverage” Insurance Doesn’t Actually Exist
“I thought I had full coverage, why isn’t this covered?” “I need full coverage because I’m financing my car.” These are things that I have heard time and time again from my clients and prospective clients here at ANR Insurance Group. I think it’s time that we get into detail about what that “full coverage” […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our ANR Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At ANR Insurance Group, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
