Of all the types of malware, ransomware is notably dangerous for small businesses. Not only has this cyber threat been on the rise, it prefers to zero in on smaller companies, as they are the easiest targets. Why Should My Small Business Worry? If your business has not already been the target of an attack, […]
What is Ransomware?
Cyber Insurance for Small Business
Small businesses today face a higher risk than ever with Cyber security issues creating a day-to-day struggle. According to Travelers Insurance, 43% cyber attacks specifically target small businesses. Hacker groups prefer small businesses because there are rarely designated IT teams ensuring the firewalls are robust and updated, making them a soft and easy target. Cyber […]
Why Liability Limits Are Important
What Are My Insurance Liability Limits On My Auto Policy? Many people do not know what their bodily injury liability limits are when it comes to their car insurance. Unfortunately even fewer understand how they work for them in the case of an accident. We are going to break it down here. In Oregon, the […]
What Is My Insurance Score?
Why are my rates so much different from my Neighbor? This is a question I hear regularly when discussing insurance options with clients and potential clients. People find it hard to understand if they have a clean driving record and an older car, why their insurance rates keep going up, or are more expensive than […]
Does My Insurance Cover Water In My Basement?
A basement flood is one of the most ambiguous insurance situations for a homeowner. Some situations are covered by home insurance, while others require a special type of coverage like flood insurance or an endorsement. Below we discuss the most common ways your basement can flood, which type of insurance you would need in each […]
Why “Full Coverage” Insurance Doesn’t Actually Exist
“I thought I had full coverage, why isn’t this covered?” “I need full coverage because I’m financing my car.” These are things that I have heard time and time again from my clients and prospective clients here at ANR Insurance Group. I think it’s time that we get into detail about what that “full coverage” […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our ANR Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At ANR Insurance Group, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
